Welcome to PA Capital Mortgage

As one of Pennsylvania’s fastest growing mortgage companies, PA Capital Mortgage and all of our mortgage consultants are 100% referral based.

We do not purchase leads or participate in telemarketing to obtain business. We strive to provide the highest standard of service along with the lowest possible closing costs and interest rates to our clients in order to obtain the word-of-mouth success that we set out to achieve. Nothing matters to us more than our customers’ satisfaction.

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Loan Process

WE HAVE A 5 STEP PROCESS: MAKING IT EASIER FOR YOU.

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PRE-APPROVE

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APPLIATION

UNDERWRITING

PROCESSING

CLOSING

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YOU CAN HAVE THE FOLLOWING DOWN PAYMENT OPTIONS.

Impossible? Not here at PA Capital.

% VA & USDA

% Conventional

% FHA

% Jumbo

Loan Programs

Below are our loan programs that can be applied for.

Fixed Rate Mortgage

The most common type of mortgage program where your monthly payments for interest and principal never change.

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Adjustable Rate Mortgage

These loans begin with an interest rate that is lower than a comparable fixed rate mortgage, but the rate changes at specified intervals.

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Reverse Mortgage

A Special type of loan made to older homeowners (typically 62 +) to enable them to convert the equity in their home to cash to finance other needs.

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FHA Mortgage

An FHA loan is a mortgage insured by the Federal Housing Administration. Borrowers with FHA loans pay for mortgage insurance, which protects the lender from a loss if the borrower defaults on the loan.

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VA Mortgage

VA Home Loans are provided by private lenders, such as banks and mortgage companies. VA Mortgage options help servicemembers, veterans and eligible surviving spouses.

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USDA Mortgage

For eligible suburban and rural home buyers, it's a 100%, no-money down mortgage loan backed by the U.S. Department of Agriculture (USDA). The Rural Development loan's full name is the USDA Rural Development Guaranteed Housing Loan.

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